Easy Coconut Banana Bread: Indulgent Recipe with a Tropical Flair

There’s something undeniably comforting about the smell of freshly baked banana bread wafting through your kitchen. But what if we told you that we could take this classic favorite to the next level? Say hello to Coconut Banana Bread, a tropical twist on traditional banana bread that’s extra moist, rich in flavor, and irresistibly delicious.
Whether you’re a long-time banana bread lover or simply looking for a new way to use up those ripe bananas on your counter, this easy coconut banana bread recipe is a must-try. It’s made with coconut oil for richness, coconut milk for a tender crumb, and toasted coconut flakes for a subtle crunch, every bite feels like a tropical getaway!
Why You’ll Love This Recipe
✅ Super Moist & Tender – The combination of ripe bananas and coconut oil keeps it soft and flavorful.
✅ Easy to Make – A simple one-bowl recipe that comes together in minutes.
✅ Tropical Flavor Twist – Shredded coconut adds texture and depth to every bite.
✅ Customizable – Want to make it healthier? Swap ingredients or add mix-ins like nuts or chocolate chips!
With its buttery coconut undertones, sweet banana aroma, and melt-in-your-mouth texture, this banana bread is a crowd-pleaser for breakfast, dessert, or an afternoon snack.
So, grab those overripe bananas, and let’s dive into this irresistible coconut banana bread recipe that’s sure to become a household favorite!
Table of Contents
Ingredients You’ll Need

To make this easy coconut banana bread, you’ll need simple pantry staples along with a few key ingredients that give it that tropical flair.
Main Ingredients & Why They Matter
🟡 Ripe Bananas (3 medium, 1 ½ cups mashed) – The riper, the sweeter! Adds natural moisture.
🟡 All-Purpose Flour (2 cups) – Provides structure. Swap with whole wheat or gluten-free flour.
🟡 Shredded Coconut (¾ cup) – Adds texture and a tropical flavor boost.
🟡 Coconut Oil (½ cup, melted) – Keeps the bread ultra-moist. Swap with butter or vegetable oil.
🟡 Coconut Milk (½ cup) – Makes the loaf soft, rich, and tender.
🟡 Brown Sugar (½ cup) – Adds caramel-like sweetness and moisture.
🟡 Eggs (2 large) – Binds everything together for a fluffy texture.
🟡 Vanilla Extract (1 tsp) – Enhances the banana’s natural sweetness.
🟡 Baking Soda (1 tsp) & Baking Powder (½ tsp) – Helps the bread rise perfectly.
🟡 Salt (¼ tsp) – Balances sweetness and enhances flavors.
Optional Add-Ins for Extra Flavor:
✔️ Toasted Coconut Flakes – Sprinkle on top before baking for extra crunch.
✔️ Dark Chocolate Chips or Chopped Nuts – A delicious mix-in for more texture.
✔️ Cinnamon or Nutmeg – Adds warmth and depth of flavor.
Ingredient Substitutions:
🔄 Want a healthier version? Use whole wheat flour, coconut sugar, and swap eggs for flax eggs.
🔄 Making it vegan? Replace eggs with flax eggs and use maple syrup instead of brown sugar.
Step-by-Step Instructions
Making this moist coconut banana bread is super easy! Just follow these simple steps, and you’ll have a delicious, golden loaf in no time.
Step 1: Preheat & Prepare the Baking Pan
🔥 Preheat your oven to 350°F (175°C).
🧈 Grease a 9×5-inch loaf pan with coconut oil or line it with parchment paper for easy removal.
Step 2: Mash the Bananas
- In a large mixing bowl, mash 3 ripe bananas using a fork until smooth.
- If you prefer a chunkier texture, leave some small banana bits for extra moisture.
Step 3: Mix the Wet Ingredients
- To the mashed bananas, add:
✅ ½ cup melted coconut oil
✅ ½ cup coconut milk
✅ 2 large eggs
✅ ½ cup brown sugar (or coconut sugar for a healthier option)
✅ 1 tsp vanilla extract - Whisk until well combined.
Step 4: Combine the Dry Ingredients
- In another bowl, whisk together:
✅ 2 cups all-purpose flour (or whole wheat for a healthier twist)
✅ ¾ cup shredded coconut
✅ 1 tsp baking soda
✅ ½ tsp baking powder
✅ ¼ tsp salt - Gradually fold the dry ingredients into the wet mixture, stirring gently until just combined. (Do not overmix—this keeps the bread tender!)
Step 5: Pour & Bake
- Transfer the batter into the prepared loaf pan, then use a spatula to smooth the surface.
- Sprinkle with extra toasted coconut flakes for added crunch and visual appeal.
- Place in the oven and bake for 50 to 55 minutes, or until a toothpick inserted into the center comes out clean.
Step 6: Cool & Serve
- Let the bread cool in the pan for 10 minutes, then transfer it to a wire rack to cool completely.
- Slice and enjoy warm, plain, or with a spread of butter or honey!
Expert Tips for the Best Coconut Banana Bread

Want to make sure your coconut banana bread turns out moist, flavorful, and perfectly baked every time? Follow these expert baking tips!
1. Use Overripe Bananas for Maximum Sweetness 🍌
- The darker the bananas, the better! Spotty, overripe bananas add natural sweetness and moisture.
- If your bananas aren’t ripe enough, speed up the process by baking them at 300°F (150°C) for 10 minutes or microwaving for 30 seconds.
2. Don’t Overmix the Batter 🥣
- Overmixing develops gluten, making the bread dense instead of fluffy.
- Stir the ingredients just until combined, a few small lumps are perfectly fine!
3. Measure Flour Correctly for the Perfect Texture ⚖️
- Too much flour = dry bread. Too little = soggy bread.
- For accuracy, use the spoon & level method (spoon flour into the measuring cup, then level it off with a knife).
4. Toast the Coconut for Extra Flavor 🥥🔥
- Lightly toasting the shredded coconut before mixing it into the batter enhances the nutty, caramelized coconut flavor.
- Toast in a dry skillet over medium heat for 3–4 minutes or bake at 325°F (160°C) for 5–7 minutes until golden brown.
5. Let the Bread Cool Before Slicing ❄️
- Cutting into warm banana bread too soon can cause it to be mushy in the center.
- Allow it to cool for at least 30 minutes on a wire rack for the best texture.
6. Storage Tips: Keep It Fresh for Days 🏡
- Keep the bread in an airtight container at room temperature for up to 4 days.
- For longer storage, wrap slices in plastic wrap and freeze for up to 3 months.
Variations & Add-Ins
This coconut banana bread recipe is delicious on its own, but you can get creative with mix-ins and variations to make it even more exciting. Here are a few ideas for customizing your loaf:
1. Chocolate Chip Coconut Banana Bread 🍫
- Add ½ to 1 cup of dark chocolate chips to the batter for a rich, indulgent twist. The bitterness of the dark chocolate pairs beautifully with the sweetness of the bananas and coconut.
- For an even more decadent treat, drizzle some melted chocolate on top of the loaf once it’s cooled.
2. Gluten-Free Coconut Banana Bread 🌾🚫
- To make this recipe gluten-free, swap the all-purpose flour for gluten-free flour (like almond flour or coconut flour).
- Note: If using coconut flour, reduce the amount to ¾ cup as it absorbs more moisture. You may need to add extra coconut milk to keep the batter moist.
3. Vegan Coconut Banana Bread 🌱
- For a vegan version, simply replace the eggs with flax eggs (1 tablespoon flaxseed meal + 3 tablespoons water per egg).
- Swap the coconut milk for almond milk or another non-dairy milk, and use maple syrup or coconut sugar instead of brown sugar.
4. Nutty Coconut Banana Bread 🌰
- Add ½ cup chopped nuts like walnuts or pecans for added texture and richness. The toasted coconut and crunchy nuts create a perfect contrast to the soft, sweet bread.
- If you love a savory twist, try adding rosemary or sea salt for a sophisticated take.
5. Banana Coconut Bread with Pineapple 🍍
- Bring the tropics to life by adding ½ cup finely chopped pineapple (fresh or canned, well-drained). This adds a burst of flavor and extra moisture to your loaf.
- You can also add a bit of orange zest for a citrusy pop.
Common Mistakes & How to Avoid Them

Even the best bakers can make a few mistakes in the kitchen! Here are some of the most common banana bread mistakes and tips on how to avoid them for perfect coconut banana bread every time.
1. Using Underripe Bananas 🍌
- Mistake: Using bananas that aren’t ripe enough can lead to banana bread that lacks sweetness and moisture.
- Solution: Always use overripe bananas with brown spots. These bananas have the best natural sweetness and moisture, making your banana bread more flavorful and tender.
2. Overmixing the Batter 🥣
- Mistake: Overmixing the batter can lead to dense, tough banana bread.
- Solution: Mix the ingredients just until combined. A few lumps are okay! The less you mix, the lighter your loaf will be.
3. Not Measuring Flour Correctly ⚖️
- Mistake: Using too much flour can make your banana bread dry and crumbly.
- Solution: Use the spoon-and-level method when measuring flour: spoon the flour into your measuring cup and level it off with a knife. This ensures you’re using the correct amount of flour.
4. Opening the Oven Door Too Early 🚪
- Mistake: Opening the oven door too soon can cause the loaf to sink in the middle.
- Solution: Wait until the bread has baked for at least 40 minutes before checking it. Use a toothpick to test for doneness instead of opening the door too early.
5. Not Letting the Bread Cool Properly ❄️
- Mistake: Cutting into banana bread while it’s still hot can cause it to be mushy and fall apart.
- Solution: Let the bread cool for at least 30 minutes on a wire rack to firm up and allow the flavors to develop.
Serving Suggestions & Pairings
Now that your coconut banana bread is fresh out of the oven, let’s talk about how to serve it for maximum enjoyment! Whether you enjoy it warm, room temperature, or chilled, here are some delicious ways to enjoy your loaf.
1. Classic with Butter or Jam 🧈🍓
- Spread a generous slice of butter on warm banana bread for a simple, comforting snack. The warmth of the bread will melt the butter into every bite.
- You can also top it with fruit jam or honey for a sweet touch. Try strawberry jam or pineapple jam for an extra tropical twist!
2. With Fresh Fruit 🍍🍌
- For a tropical breakfast, pair a slice of banana bread with fresh fruit like mango, pineapple, or berries. The fresh fruit contrasts beautifully with the rich bread, making for a refreshing and satisfying meal.
- A drizzle of lime juice or a sprinkle of coconut flakes will enhance the tropical flavor.
3. With a Hot Drink ☕
- Pair your slice of banana bread with a hot cup of coffee, tea, or cocoa. The warmth of the beverage complements the comforting bread, making for the perfect mid-morning or afternoon treat.
- Iced coffee or a smoothie also make refreshing choices for pairing with coconut banana bread on a warm day.
4. As a Dessert 🍰
- For a more indulgent dessert, serve slices of coconut banana bread with whipped cream or a scoop of vanilla ice cream. A drizzle of chocolate sauce or a sprinkle of toasted coconut flakes takes it over the top!
- You can even create a banana bread trifle by layering the bread with fresh whipped cream and sliced bananas for a showstopping dessert.
5. Make It a Breakfast Treat 🍽️
- Serve it with a side of yogurt for a balanced breakfast. Greek yogurt adds a creamy, tangy contrast to the sweet, coconut-filled banana bread.
- You can even top it with some granola or chia seeds for a crunchy texture and extra nutrients.
Conclusion

There you have it! This easy coconut banana bread recipe is the perfect combination of moist, flavorful, and tropical goodness. Whether you enjoy it warm with butter, as a dessert with ice cream, or paired with fresh fruit, it’s a versatile treat that can be enjoyed at any time of day.
By following the step-by-step instructions and incorporating the expert tips, you’ll make a loaf that’s not only delicious but also perfectly textured. Don’t forget to get creative with the variations and add-ins, from chocolate chips to pineapple, and experiment with the common mistakes to avoid for a flawless loaf every time!
Why You’ll Love This Recipe
- Tropical Flavor: The combination of coconut and banana creates a rich, sweet flavor that’s both familiar and exciting.
- Versatile: Whether you prefer it gluten-free, vegan, or packed with chocolate chips, you can customize this recipe to fit your dietary needs and preferences.
- Simple to Make: With just a few ingredients and easy instructions, this coconut banana bread is a foolproof recipe even for beginner bakers.
Final Thoughts
This coconut banana bread is not just another quick bread recipe, it’s a tropical twist on a classic favorite that will impress anyone who tries it. The moist crumb, rich coconut flavor, and natural sweetness from ripe bananas make this recipe a crowd-pleaser.
So, preheat your oven, grab your bananas, and get ready to bake a loaf that’s sure to become a favorite in your home. Happy baking! 🍞🥥

Easy Coconut Banana Bread: Indulgent Recipe with a Tropical Flair
Equipment
- 1 Large mixing bowl For combining ingredients
- 1 Whisk To mix the wet ingredients
- 1 Spatula For folding in dry ingredients
- 1 9×5-inch loaf pan Greased for easy removal
- 1 Cooling rack To cool the bread evenly
Ingredients
- 2 large ripe bananas mashed
- 2 cups all-purpose flour sifted
- 3/4 cup granulated sugar or coconut sugar
- 1/2 cup shredded coconut unsweetened
- 1/2 cup melted butter or coconut oil
- 2 large eggs room temperature
- 1 tsp vanilla extract enhances flavor
- 1 tsp baking soda helps it rise
- 1/2 tsp salt balances sweetness
- 1/2 cup milk dairy or non-dairy
Instructions
- Preheat & Prepare:
- Preheat oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper.
- Mash Bananas:
- In a large bowl, mash the ripe bananas until smooth.
- Mix Wet Ingredients:
- Add melted butter, sugar, eggs, vanilla extract, and milk. Whisk until fully combined.
- Combine Dry Ingredients:
- In a separate bowl, whisk together flour, shredded coconut, baking soda, and salt.
- Fold & Pour:
- Gently fold the dry ingredients into the wet mixture until just combined. Do not overmix.
- Bake:
- Pour the batter into the prepared loaf pan and bake for 50–55 minutes, or until a toothpick inserted in the center comes out clean.
- Cool & Serve:
- Let the bread cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Notes
✅ Refrigerate for up to 1 week for extra freshness.
✅ Freeze for up to 3 months; wrap slices individually for easy thawing.
FAQ
Can I make this coconut banana bread gluten-free?
Yes! To make this recipe gluten-free, simply swap the all-purpose flour for gluten-free flour. If you’re using coconut flour, you’ll need to adjust the measurements as it absorbs more moisture, and you may need to add extra coconut milk to keep the batter moist.
How can I make this banana bread vegan?
To make this recipe vegan, replace the eggs with flax eggs (1 tablespoon of ground flaxseed + 3 tablespoons of water per egg). You can also substitute the butter with coconut oil or a plant-based butter and use non-dairy milk like almond milk.
How do I know when my coconut banana bread is done?
You can test the doneness of the bread by inserting a toothpick or cake tester into the center. If If the toothpick comes out clean or with only a few crumbs, your banana bread is done! You can also gently press the top of the loaf, it should bounce back when fully baked.
Can I add other mix-ins like chocolate chips or nuts?
Absolutely! This recipe is highly customizable. Add chocolate chips, chopped nuts (like walnuts or pecans), or even dried fruits (like raisins or cranberries) to the batter. Mix-ins add flavor, texture, and a fun twist to your coconut banana bread.
How do I store coconut banana bread?
To store your coconut banana bread, keep it airtight at room temperature for up to 4 days. If you want to store it for a longer period, you can freeze it for up to 3 months. Wrap slices individually in plastic wrap or store the whole loaf in freezer-safe bags.
Can I use other fruits instead of bananas?
While bananas give this bread its signature flavor and texture, you can experiment with other fruits like apples, pears, or pumpkin. Just keep in mind that the moisture content will differ, so you may need to adjust the recipe slightly.
Can I make banana bread without coconut?
Yes, if you prefer to make a classic banana bread without the coconut, simply omit the shredded coconut and use regular banana bread ingredients like walnuts, chocolate chips, or spices (like cinnamon or nutmeg) for flavor.